Chime payment app is also referred as Chime online bank. And this is the reason why many times Chime users get confused. They think that as it happens with traditional banks, they can withdraw money from Chime without card. But, the reality is quite different. Even though Chime is said to be a bank, it has no physical branches where you can go, deposit a check, and get money in cash. Nothing happens like on Chime. Now, the burning question is: how to withdraw money from Chime without a Chime card? As you can't withdraw money in cash at ATM without a card, so the idea here is to make a purchase or find a Chime Cardless ATM.